diff --git a/web/cm_plugins/smart_quotes.ts b/web/cm_plugins/smart_quotes.ts
index 88cc584b..ec97fc07 100644
--- a/web/cm_plugins/smart_quotes.ts
+++ b/web/cm_plugins/smart_quotes.ts
@@ -80,7 +80,7 @@ function keyBindingForQuote(
 }
 
 export function createSmartQuoteKeyBindings(client: Client): KeyBinding[] {
-  if (client.settings.useSmartQuotes === false) {
+  if (client.settings?.useSmartQuotes === false) {
     return [];
   }